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Marcus Thorne
Verified ExpertConsumer Credit Expert
CPA | Former Lending Officer | Predatory Lending Advocate
Marcus Thorne is a veteran in the short-term lending space with deep expertise in predatory lending prevention and consumer advocacy. He ensures all PrimeLendings content meets strict transparency and accuracy standards.
With experience as both a CPA and a former lending officer at a regional financial institution, Marcus brings a 360-degree view of the lending process — from underwriting criteria to regulatory compliance.
Articles by Marcus
What Is a Payday Loan? Costs, Risks & Better Alternatives
A complete guide to payday loans — how they work, what they cost, and safer options.
Payday Loan Interest Rates by State 2026
State-by-state breakdown of payday loan APR caps and fee structures.
For editorial corrections or questions, email editorial@primelendingsloans.com