Check your
Eligibility.
Determine your qualification status in minutes. Our secure assessment provides instant feedback with no impact on your credit score.
Eligibility Matrix
Personal Loan
600+ Credit Score, $25k+ annual income, U.S. resident
- 18+ years old
- Steady income source
- Valid bank account
Home Loan
620+ Credit Score, $50k+ annual income, 3.5%+ down payment
- Steady employment
- U.S. residency status
- Good credit history
Auto Loan
580+ Credit Score, $30k+ annual income, 10%+ down payment
- Valid driver's license
- Stable monthly income
- U.S. residency
Business Loan
650+ Credit Score, $100k+ annual revenue, 2+ years active
- Operational for 2+ years
- Detailed business plan
- U.S. business registration
Qualification Check
Are you a U.S. citizen or permanent resident?
Secure Protocol
Bank-grade data encryption.
Fast Verification
Instant preliminary results.
Member Trusted
10,000+ satisfied borrowers.
Private Assessment
Zero impact on credit score.
Essential Inquiries
What is the minimum credit score for approval?
Requirements vary by loan type. Personal loans generally require 600+, while auto loans may be accessible with a 580+ score. We evaluate multiple factors beyond just the score.
Does checking eligibility impact my credit score?
No. Our initial eligibility check uses a 'soft pull' protocol which has zero impact on your credit score. A full credit inquiry only occurs during the final application phase.
How long does the verification process take?
Our automated system provides instant preliminary results. Full document verification is typically completed within 24-48 hours of submission.
Initialize
Your Loan.
Join 100,000+ members who have successfully navigated their loan journey with PrimeLendings.