✓ Legal & RegulatedReviewed: Aug 2025
DelawareLoan Laws & Regulations
Official regulatory reference for borrowers and lenders in Delaware. Includes permitted loan types, APR caps, lender licensing requirements, borrower rights, and government source links.
Max Loan
$1,000
Typical APR
390% APR
Max Term
60 days
Legal Status
Legal
Delaware Lending Regulator
The Delaware State Banking Commissioner oversees consumer lending in Delaware, including licensing, enforcement, and consumer complaint resolution. Before borrowing from any lender, verify their license using the official regulator lookup tool linked above.
Regulatory Details
Detailed regulatory data for Delaware is sourced directly from the Delaware State Banking Commissioner. For the most current requirements, visit: https://banking.delaware.gov/
Current Overview
Delaware payday loans up to $1,000 with flexible terms. Get matched with licensed lenders in Wilmington and Dover instantly.
Legal Status: Legal · APR Range: 390% APR · Max Amount: $1,000
Delaware Lending FAQ
Are payday loans legal in Delaware?▼
Yes. Payday loans are legal and regulated in Delaware under the oversight of the Delaware State Banking Commissioner. Current APR range: 390% APR. Maximum loan: $1,000.
What is the maximum payday loan I can get in Delaware?▼
The maximum short-term loan amount in Delaware is $1,000. A $1,000 loan for 14 days in DE costs approximately $150 in fees. APR: 390%.
Who regulates payday lenders in Delaware?▼
The Delaware State Banking Commissioner is the primary state regulator. You can verify any lender's license at https://banking.delaware.gov/. Unlicensed lenders operating in Delaware are illegal — always verify before borrowing.
What are the alternatives to payday loans in Delaware?▼
Consider credit union PAL (Payday Alternative Loan) programs, licensed personal loan lenders, or non-profit credit counseling services in Delaware.