✓ Legal & RegulatedReviewed: Aug 2025
WisconsinLoan Laws & Regulations
Official regulatory reference for borrowers and lenders in Wisconsin. Includes permitted loan types, APR caps, lender licensing requirements, borrower rights, and government source links.
Max Loan
$1,500
Typical APR
500% APR
Max Term
90 days
Legal Status
Legal
Wisconsin Lending Regulator
The Wisconsin DFI oversees consumer lending in Wisconsin, including licensing, enforcement, and consumer complaint resolution. Before borrowing from any lender, verify their license using the official regulator lookup tool linked above.
Regulatory Details
Detailed regulatory data for Wisconsin is sourced directly from the Wisconsin DFI. For the most current requirements, visit: https://www.wdfi.org/
Current Overview
Wisconsin payday loans up to $1,500 for Milwaukee and Madison residents. High loan limits with fast same-day approval.
Legal Status: Legal · APR Range: 500% APR · Max Amount: $1,500
Wisconsin Lending FAQ
Are payday loans legal in Wisconsin?▼
Yes. Payday loans are legal and regulated in Wisconsin under the oversight of the Wisconsin DFI. Current APR range: 500% APR. Maximum loan: $1,500.
What is the maximum payday loan I can get in Wisconsin?▼
The maximum short-term loan amount in Wisconsin is $1,500. A $1,500 loan for 14 days in WI costs approximately $210 in fees. APR: 500%.
Who regulates payday lenders in Wisconsin?▼
The Wisconsin DFI is the primary state regulator. You can verify any lender's license at https://www.wdfi.org/. Unlicensed lenders operating in Wisconsin are illegal — always verify before borrowing.
What are the alternatives to payday loans in Wisconsin?▼
Consider credit union PAL (Payday Alternative Loan) programs, licensed personal loan lenders, or non-profit credit counseling services in Wisconsin.