Find Loan Options in Your State
Whether you need a fast payday loan or a safe personal loan alternative, select your state below to see regulations, rates, and instant funding options available to you.
Alabama
PaydayAlabama provides straightforward payday lending with a $500 limit. We help Alabamians bridge the gap between pay cycles safely.
Alaska
PaydayGet fast payday loans in Alaska up to $500. Licensed lenders serving Anchorage, Fairbanks, and statewide with same-day approval.
Arizona
AlternativeArizona restricted lending with a 36% APR cap. Get fast personal loans in Phoenix, Tucson and statewide from licensed lenders.
Arkansas
AlternativeArkansas personal loans with a strict 17% rate cap. Licensed lenders in Little Rock and Fayetteville offer safe short-term funding.
California
PaydayCalifornia law limits payday loans to $300 (before fees). This protects Golden State borrowers from excessive debt while providing essential emergency liquidity.
Colorado
AlternativeColorado fairness in lending with a 36% APR cap. Get fast personal loans in Denver and statewide from licensed lenders.
Connecticut
AlternativeConnecticut restricted lending with strong consumer protections. Safe personal loans available in Bridgeport and Hartford.
Delaware
PaydayDelaware payday loans up to $1,000 with flexible terms. Get matched with licensed lenders in Wilmington and Dover instantly.
District of Columbia
AlternativeDC restricted lending with a 24% APR cap. Get safe personal loans in Washington DC from licensed providers.
Florida
PaydayFlorida payday loans are limited to $500 to ensure consumer safety. Our network of Sunshine State lenders provides quick approval for residents from Miami to Jacksonville.
Georgia
AlternativePayday lending is a felony in Georgia. We only connect you with licensed personal loan providers who follow GA state regulations.
Hawaii
PaydayHawaii payday loans up to $600 for Honolulu and statewide residents. Fast same-day approval with no credit check required.
Idaho
PaydayIdaho payday loans up to $1,000 with no set term limits. Get matched with licensed Boise-area and statewide lenders instantly.
Illinois
PaydayIllinois recently enacted a 36% APR cap on small loans, providing some of the strongest consumer protections in the country.
Indiana
PaydayIndiana payday loans up to $605 with fast online approval. Get matched with licensed lenders in Indianapolis, Fort Wayne, and beyond.
Iowa
PaydayIowa payday loans up to $500 for Des Moines and statewide residents. Fast same-day approval with no credit check required.
Kansas
PaydayKansas payday loans up to $500 with fast online approval. Get matched with licensed lenders in Wichita and across the state.
Kentucky
PaydayKentucky payday loans up to $500 for Louisville and Lexington residents. Quick same-day approval with flexible repayment terms.
Louisiana
PaydayLouisiana payday loans up to $350 for New Orleans and statewide residents. Fast same-day approval with no credit check required.
Maine
AlternativeMaine restricted lending with strong consumer protections. Safe personal loans available in Portland and statewide.
Maryland
AlternativeMaryland restricted lending with a 33% APR cap. Safe personal loans available in Baltimore and DC suburbs.
Massachusetts
AlternativeMassachusetts restricted lending with a 23% APR cap. Safe personal loans available in Boston and statewide.
Michigan
PaydayMichigan borrowers can access tiered loan amounts up to $600. Our lenders in Detroit, Grand Rapids, and beyond offer immediate decisions.
Minnesota
PaydayMinnesota payday loans up to $350 for Minneapolis-St. Paul and statewide residents. Regulated lending with fast same-day approval.
Mississippi
PaydayMississippi payday loans up to $500 for Jackson and statewide residents. Fast same-day approval with no credit check required.
Missouri
PaydayMissouri payday loans are capped at $500. Our lenders across the Show-Me State provide rapid decisions for your immediate cash needs.
Montana
AlternativeMontana 36% APR cap lending. Safe personal loans available in Billings, Missoula and statewide.
Nebraska
PaydayNebraska payday loans up to $500 for Omaha and Lincoln residents. Get same-day approval from licensed Nebraska lenders.
Nevada
PaydayNevada is one of the most flexible states for short-term lending, allowing loans based on a percentage of your monthly earnings.
New Hampshire
AlternativeNew Hampshire 36% APR cap lending. Safe personal loans available in Manchester and Nashua.
New Jersey
AlternativeNew Jersey does not allow payday loans. We provide access to licensed personal loan providers who adhere to NJ's strict interest rate caps.
New Mexico
AlternativeNew Mexico restricted lending. Safe personal loans available in Albuquerque and Santa Fe from licensed NM lenders.
New York
AlternativeNew York strictly prohibits traditional payday lending. However, residents can access secure personal loans with fair interest rates capped by state law.
North Carolina
AlternativeNorth Carolina prohibits payday loans. We connect you with licensed personal loan providers who follow NC state regulations.
North Dakota
PaydayNorth Dakota payday loans up to $500 for Fargo and statewide residents. Fast same-day approval with no credit check required.
Ohio
PaydayOhio recently reformed its lending laws to offer better protection. Borrowers can now access up to $1,000 with longer repayment terms for better financial stability.
Oklahoma
PaydayOklahoma payday loans up to $500 with fast online approval. Get matched with licensed lenders in OKC and Tulsa instantly.
Oregon
AlternativeOregon 36% APR cap lending. Safe personal loans available in Portland, Salem and statewide.
Pennsylvania
AlternativePennsylvania law protects consumers by capping interest rates, effectively prohibiting payday loans. Access safe personal funding through our network.
Rhode Island
PaydayRhode Island payday loans up to $500 for Providence and statewide residents. Fast same-day approval with no credit check required.
South Carolina
PaydaySouth Carolina payday loans up to $550 for Columbia and Charleston residents. Fast same-day approval from licensed SC lenders.
South Dakota
PaydaySouth Dakota payday loans with a 36% APR cap for Sioux Falls and Rapid City residents. Fair rates and fast same-day funding.
Tennessee
PaydayTennessee payday loans up to $500 for Nashville and Memphis residents. Fast same-day approval from licensed TN lenders.
Texas
PaydaySecure fast payday loans across the Lone Star State. Texas regulations allow for flexible borrowing based on your verified income, providing a bridge between paychecks.
Utah
PaydayUtah has no state cap on payday loan amounts or terms — one of the most flexible states. Get matched with lenders in SLC and statewide.
Vermont
AlternativeVermont restricted lending with an 18% APR cap. Safe personal loans available in Burlington and statewide from licensed VT lenders.
Virginia
PaydayVirginia payday and personal loans up to $2,500 with longer repayment terms. Fair rates for Virginia Beach, Richmond and statewide residents.
Washington
PaydayWashington State limits payday loans to $700 or 30% of your gross monthly income, whichever is less.
West Virginia
AlternativeWest Virginia prohibits payday loans. We connect you with licensed personal loan providers who follow WV state regulations.
Wisconsin
PaydayWisconsin payday loans up to $1,500 for Milwaukee and Madison residents. High loan limits with fast same-day approval.
Wyoming
PaydayWyoming has no payday loan cap. Get fast cash in Cheyenne, Casper and statewide with flexible amounts and same-day approval.