Nationwide Coverage

Find Loan Options in Your State

Whether you need a fast payday loan or a safe personal loan alternative, select your state below to see regulations, rates, and instant funding options available to you.

Alabama

Payday

Alabama provides straightforward payday lending with a $500 limit. We help Alabamians bridge the gap between pay cycles safely.

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Alaska

Payday

Get fast payday loans in Alaska up to $500. Licensed lenders serving Anchorage, Fairbanks, and statewide with same-day approval.

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Arizona

Alternative

Arizona restricted lending with a 36% APR cap. Get fast personal loans in Phoenix, Tucson and statewide from licensed lenders.

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Arkansas

Alternative

Arkansas personal loans with a strict 17% rate cap. Licensed lenders in Little Rock and Fayetteville offer safe short-term funding.

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California

Payday

California law limits payday loans to $300 (before fees). This protects Golden State borrowers from excessive debt while providing essential emergency liquidity.

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Colorado

Alternative

Colorado fairness in lending with a 36% APR cap. Get fast personal loans in Denver and statewide from licensed lenders.

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Connecticut

Alternative

Connecticut restricted lending with strong consumer protections. Safe personal loans available in Bridgeport and Hartford.

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Delaware

Payday

Delaware payday loans up to $1,000 with flexible terms. Get matched with licensed lenders in Wilmington and Dover instantly.

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District of Columbia

Alternative

DC restricted lending with a 24% APR cap. Get safe personal loans in Washington DC from licensed providers.

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Florida

Payday

Florida payday loans are limited to $500 to ensure consumer safety. Our network of Sunshine State lenders provides quick approval for residents from Miami to Jacksonville.

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Georgia

Alternative

Payday lending is a felony in Georgia. We only connect you with licensed personal loan providers who follow GA state regulations.

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Hawaii

Payday

Hawaii payday loans up to $600 for Honolulu and statewide residents. Fast same-day approval with no credit check required.

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Idaho

Payday

Idaho payday loans up to $1,000 with no set term limits. Get matched with licensed Boise-area and statewide lenders instantly.

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Illinois

Payday

Illinois recently enacted a 36% APR cap on small loans, providing some of the strongest consumer protections in the country.

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Indiana

Payday

Indiana payday loans up to $605 with fast online approval. Get matched with licensed lenders in Indianapolis, Fort Wayne, and beyond.

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Iowa

Payday

Iowa payday loans up to $500 for Des Moines and statewide residents. Fast same-day approval with no credit check required.

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Kansas

Payday

Kansas payday loans up to $500 with fast online approval. Get matched with licensed lenders in Wichita and across the state.

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Kentucky

Payday

Kentucky payday loans up to $500 for Louisville and Lexington residents. Quick same-day approval with flexible repayment terms.

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Louisiana

Payday

Louisiana payday loans up to $350 for New Orleans and statewide residents. Fast same-day approval with no credit check required.

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Maine

Alternative

Maine restricted lending with strong consumer protections. Safe personal loans available in Portland and statewide.

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Maryland

Alternative

Maryland restricted lending with a 33% APR cap. Safe personal loans available in Baltimore and DC suburbs.

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Massachusetts

Alternative

Massachusetts restricted lending with a 23% APR cap. Safe personal loans available in Boston and statewide.

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Michigan

Payday

Michigan borrowers can access tiered loan amounts up to $600. Our lenders in Detroit, Grand Rapids, and beyond offer immediate decisions.

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Minnesota

Payday

Minnesota payday loans up to $350 for Minneapolis-St. Paul and statewide residents. Regulated lending with fast same-day approval.

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Mississippi

Payday

Mississippi payday loans up to $500 for Jackson and statewide residents. Fast same-day approval with no credit check required.

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Missouri

Payday

Missouri payday loans are capped at $500. Our lenders across the Show-Me State provide rapid decisions for your immediate cash needs.

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Montana

Alternative

Montana 36% APR cap lending. Safe personal loans available in Billings, Missoula and statewide.

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Nebraska

Payday

Nebraska payday loans up to $500 for Omaha and Lincoln residents. Get same-day approval from licensed Nebraska lenders.

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Nevada

Payday

Nevada is one of the most flexible states for short-term lending, allowing loans based on a percentage of your monthly earnings.

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New Hampshire

Alternative

New Hampshire 36% APR cap lending. Safe personal loans available in Manchester and Nashua.

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New Jersey

Alternative

New Jersey does not allow payday loans. We provide access to licensed personal loan providers who adhere to NJ's strict interest rate caps.

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New Mexico

Alternative

New Mexico restricted lending. Safe personal loans available in Albuquerque and Santa Fe from licensed NM lenders.

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New York

Alternative

New York strictly prohibits traditional payday lending. However, residents can access secure personal loans with fair interest rates capped by state law.

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North Carolina

Alternative

North Carolina prohibits payday loans. We connect you with licensed personal loan providers who follow NC state regulations.

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North Dakota

Payday

North Dakota payday loans up to $500 for Fargo and statewide residents. Fast same-day approval with no credit check required.

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Ohio

Payday

Ohio recently reformed its lending laws to offer better protection. Borrowers can now access up to $1,000 with longer repayment terms for better financial stability.

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Oklahoma

Payday

Oklahoma payday loans up to $500 with fast online approval. Get matched with licensed lenders in OKC and Tulsa instantly.

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Oregon

Alternative

Oregon 36% APR cap lending. Safe personal loans available in Portland, Salem and statewide.

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Pennsylvania

Alternative

Pennsylvania law protects consumers by capping interest rates, effectively prohibiting payday loans. Access safe personal funding through our network.

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Rhode Island

Payday

Rhode Island payday loans up to $500 for Providence and statewide residents. Fast same-day approval with no credit check required.

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South Carolina

Payday

South Carolina payday loans up to $550 for Columbia and Charleston residents. Fast same-day approval from licensed SC lenders.

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South Dakota

Payday

South Dakota payday loans with a 36% APR cap for Sioux Falls and Rapid City residents. Fair rates and fast same-day funding.

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Tennessee

Payday

Tennessee payday loans up to $500 for Nashville and Memphis residents. Fast same-day approval from licensed TN lenders.

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Texas

Payday

Secure fast payday loans across the Lone Star State. Texas regulations allow for flexible borrowing based on your verified income, providing a bridge between paychecks.

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Utah

Payday

Utah has no state cap on payday loan amounts or terms — one of the most flexible states. Get matched with lenders in SLC and statewide.

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Vermont

Alternative

Vermont restricted lending with an 18% APR cap. Safe personal loans available in Burlington and statewide from licensed VT lenders.

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Virginia

Payday

Virginia payday and personal loans up to $2,500 with longer repayment terms. Fair rates for Virginia Beach, Richmond and statewide residents.

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Washington

Payday

Washington State limits payday loans to $700 or 30% of your gross monthly income, whichever is less.

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West Virginia

Alternative

West Virginia prohibits payday loans. We connect you with licensed personal loan providers who follow WV state regulations.

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Wisconsin

Payday

Wisconsin payday loans up to $1,500 for Milwaukee and Madison residents. High loan limits with fast same-day approval.

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Wyoming

Payday

Wyoming has no payday loan cap. Get fast cash in Cheyenne, Casper and statewide with flexible amounts and same-day approval.

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