State-Capped Rates

Secure New Personal Loans in Colorado

Colorado fairness in lending with a 36% APR cap. Get fast personal loans in Denver and statewide from licensed lenders. Get matched with licensed Colorado lenders providing fair alternatives.

Up to $5,000
36% APR Cap
Fast Online Approval

Fast Funding

Secure
256-Bit SSL Encrypted Connection

Max Loan Amount

$5,000

Loan Term Range

6 months - 36 months

Legal Status

36% Cap

Quick Facts: Personal Loans in Colorado

  • Legal Status: Personal Loans are 36% cap in Colorado.
  • Maximum Loan Amount: You can borrow up to $5,000 under state law.
  • Regulator: All loans are governed and regulated by the Colorado Attorney General.
  • Interest Rates: The typical APR is 36% APR.

How Loans Work in Colorado

Residents of Colorado have strong consumer protections that limit high-interest lending. This makes traditional payday loans unavailable, but opens doors to much safer personal loan alternatives that follow the Colorado Attorney General guidelines.

Eligibility Requirements in Colorado

  • At least 18 years of age
  • Resident of Colorado
  • Active Checking Account
  • Steady Source of Income

Why Choose PrimeLendings in Colorado?

FeaturePrimeLendings NetworkTraditional BanksStorefront Lenders
Application Time ~2 MinutesDays or WeeksHours (in-person)
Credit Requirements All Credit Considered Excellent Credit OnlyVaries widely
Availability 24/7 OnlineBusiness HoursBusiness Hours
Funds Delivery As soon as next daySlowCash on hand

Serving Cities Across Colorado

PrimeLendings connects borrowers with licensed lenders in all major Colorado cities, including:

DenverColorado SpringsAuroraFort CollinsLakewoodThorntonArvadaWestminster

Frequently Asked Questions in Colorado

Financial Mobility, Faster.

Don't let a temporary cash gap slow you down. Access licensed Colorado lenders in under 2 minutes. No paperwork, just results.

Compliant with Colorado Attorney General